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Personal Planner

Thoughts and suggestions on how to improve your present and future life.

Chronic Illness - Care of Your Person

October 3, 2025
If you have a chronic illness, your personal planning will need to involve careful consideration of your condition...

Planning for Senior Care

September 26, 2025
Planning for retirement and senior care is very important. The activities of daily living for a senior person include eating, dressing, bathing and walking or moving...

Planning with a Serious Illness

September 19, 2025
If at some point in life you have a serious illness, there are a number of planning options that should be considered...

Living Wills and Advance Directives

September 12, 2025
As you approach end-of-life decisions, there are several steps that should be taken to make sure you receive the right type and level of care. To assist you in these decisions, most states now permit either an advance directive or a living will...

Your Family Letter - Memorial Services

September 5, 2025
A family letter is a key part of a good estate plan. It is much more personal than many of your estate documents. A family letter allows you to share your heart and show appreciation and gratitude to family members...

Integrity and Initiative

August 29, 2025
Pat and Allen were talking about their three children. They are empty nesters and the three children are off making their way in the world...

Helping Children Tomorrow

August 22, 2025
Parents and children often have a different perspective on saving and spending. Parents of retirement age today were born during the 1940s or 1950s and have a strong desire to save and invest in order to increase economic security...

Helping Children Today

August 15, 2025
When children are in their 30s and 40s, they frequently are starting a new career or beginning a family. Many are still paying off school debts...

Do You Have a Difficult Family?

August 8, 2025
A businessman with a $2.5 billion estate passed away in 1976. He was single and many individuals, mostly unrelated to him, filed more than 40 wills with the probate court...

How to Give Property to Children

August 1, 2025
Parents have many reasons for making gifts to children. First, a parent should have sufficient resources for retirement and long-term care needs before making substantial gifts...

Seven Questions on Gifts to Children

July 25, 2025
Many questions arise when we consider the options for giving to children. Why should we give? When, what and how should we give? Will gifts impact the self-esteem and initiative of the child?...

Caring for Minor Children

July 18, 2025
"Who would take care of our children? I am not sure anyone would be willing to accept that responsibility," remarked Shelly to her attorney, Jim. "It's not that they aren't good children. They are all fine, but there are 11 of them! If something happens to Pat and me, who...